SAGE EVOLUTION TRAINING
MANUAL
Common features in
evolution
1.
How to
create VAT
2.
How to
navigate VAT in evolution
3.
How to
set company parameter
4.
How to
block accounting period
5.
How to
create project.
Procedure on how
to create VAT
·
Go to
system tree
·
Go to
Common
·
Go to
Maintenance
·
Go to
VAT
·
Select
Add or Edit
There are two ways
to access application on your desktop
I Right-clicking
i.
Right
click
ii.
Select
Open
iii.
Enter
your user name & password (Your user
name and password is case-sensitive)
iv.
Select
OK
II Double Clicking
Ø
i Enter your name and password
Ø
ii Highlight the company
Ø
iii Select OK
5 WAYS OF NAVIGATING THE EVOLUTION
1 Menu bar
3 Task bar
3i System tree
4 Work area
5 Favourite (Short cut)
TAX TYPE
Output tax
Output tax
adjustment
Input tax capital
(Capital Gain Tax)
..
PROJECT
2 types of project
management options to enable us to tract project
i. The income
ii. The material used
ii Overhead expenses
iv Project profit & loss
PROCEDURE
i Go to System tree
ii Go to Common
iii go to Maintenance
iv Go to Add
Example: Project code: 115
Name Vanguard Outstation projects
Description : Vanguard outstation Project
Click OK to create
the project.
HOW TO BLOCK COY’S ACCOUNTING PERIOD
Company details
Procedure for
counting GD
-
System
tree
-
Maintenance
-
Add
General Ledger
i Maintenance
ii Transactions
iii Enquiry
iv Report.
i.
In
Maintenance, we create, add, edit modify and delete transaction. You don’t post.
ii.
Transactions
enable users to post their day to day transaction. You can only create on the
flyer in the transaction
iii.
Ledger
enquiries - enables users to ascertain
the double entry principle of a particular transaction i.e. audit trail
Project enquiries.
iv.
Report
– to view
CHART OF ACCOUNT
i.
Understanding
the system
ii.
Understanding
the transaction
iii.
Understand
Account Type
iv.
Understand
Coding structure
Printing – right click,
Add or create on the flyer
GENERAL LEDGER
The general ledger
is the heart of accounting system
Every other
modules interface with the general ledger to produce your financial or
management report at a particular period.
Things to note
i. How to create GL or Chart of Account
ii. How to create branches, depts.
iii. How to set up budget & budget culture
v.
How to
post or process bank payment and receipts,
imprest or petty cash payment & receipts.
vi.
How to
post journal batches (prepayment,
accruals, payroll, depreciation adjustment & recurring journal)
vii.
Journal
transfer is used to transfer balances (wrong balances of under cast or
overcast.
BANK PAYMENT
There are two ways
to enter
i Using the bank module in evolution
ii Using the receipt & payment vouchers
iii Using Account Payable module for payment, Accounts receivable for receipt.
Iv Using journal for Account Receivable & Payment
1.
Bank Module
Go to system tree
-
General
Ledger
-
Transaction
-
Cash
book batches
Select transaction
- Add
- Add
Printing the
description of the bank
e.g. (Zenith) and select OK
e.g. (Zenith) and select OK
2.
Go to
Sage Pastel Icon
Select OK
Type in your username & password
Click receipt or payment
-
Tender
type e.g. Payment Cash
-
Transaction
type: Payment General Ledger A/c, A/c payable
-
Narrative
E.g. General Ledger A/C – Chart of A/c
Select the bank
Transaction Code – e.g. Cash payment
Click: Process if authorized
3.
A/C
Receivable
Transaction, Standard
Select the customer paying
Go to transaction code
Select receipt
Select the date of transaction, PV No, Teller no, amt,
description, f9(process)
P.V NO: 0055701
Narration: Advert Commission
Congratulation 504,856
CBI 159800
ICRC 22800
TOTAL 587456
Rqd: Post the
transaction
Split line - The share chq
Creating GL Opening Balance
4 ways
1. Using GL for GL
rebated transaction journal
2. Using A/C
receivable for transactions relating to customers.
3. Using A/C
payable modules
4. Using inventory
module
5. Fixed assets
register module
GL
System tree
System tree
GL
Transaction
Opening balance journal
Enter the necessary debit and credit
Ok
-A/C Receivable
System tree
A/C receivable
Transaction
Standard
Select the customer A/C
Transaction Type: - Select Opening & Closing
Balance
Enter date
Ref date
Amount
F9 / process
Select view to check
-A/C Payable
System tree
Transaction
Standard
Suppliers A/C
Transaction code – Select opening balance, date, ref,
description, Amount, F9/process, view to check if you are correct
-Inventory Opening
Balances
Please note you use
this as well to do inventory adjustment after stock count
Procedure
System tree
Inventory
Transaction
Inventory adjustment
Select the inventory item
Date, ref, ,transaction, description
Ensure that the
adjusted qty on hand is ticked
Inventory
Adjustment – Qty or cost
Fixed Asset
System tree
Fixed asset
Maintenance
Asset, add
Enter
Asset Code
description purchase date, capex order, master asset, scrap valve, Ok
Creation of
Customer – Procedure
-System tree
-A/C receivable
-Maintenance
-Customers
-Add
Allocate payments
against invoice
Open item – Credit
customer
Balance brought
forward – cash customer
3. How to impert
Journal
Procedure
-System tree
-GL
-Transaction
-Journal batches
-Select journal e. g payroll journal
-import
Reconciliation of
Daily Transaction\
When reconciling
daily transaction, ensure
1.
all
bank and cash transactions, invoices, customer suppliers invoices, debit and
credit note, inventory adjustment, fixed assets, journals are being processed
for the day if not, go to the respective module
i. GL
i. GL
ii. A/C receivable
Iii. A/C Payable
v.
fixed
asset
vi.
Inventory
to ascertain the correctness of each source document against the processed
transaction on sage.
vii.
Check
item for credit control
viii.
Charge
tax
ix.
Edit
ageing period : Monthly daily customize
x.
Contact
detail
xi.
Credit
Limit
Creating suppliers
Same as above
I.e. system tree
a/c payable, maintenance customer, add
Importing &
Exporting cash book from excel to sage
Procedure
1.
System
tree 2. GL 3. Cash book batchers
2nd procedure
Go to Start
Sage pastel evolution data distribution service
Check on new
Browse
AS C11
Ok , next, browse
Thereafter you can
now print individual report module. In
each of the module you have enquiry to trail each of the mis-posting error
either by omission or commission processed b y individual user.
A/C Receivables
Classification of
customers in VML agency outstation, Barter, Lagos staff, direct, gratis, bridglonic /
supplements.
Customer invoices
can be processed in two ways 1. service or ii. Product/inventory why grouping your customers.
-
You
must understand the group they fall into
-
Understand
the GL transaction the customer is linked into the group
-
Must
understand the subgroup or area the customer fall into
PROCEDURE TO
CREATE CUSTOMER GROUP
GO TO
·
System
tree
·
Account
Receivable
·
Maintenance
·
Groups
·
Add
·
Enter
or define a code
·
Group description
e.g. Barter BT 001
·
Enter
Group override, under row, and
Receivable
Control
Select Barter Receivable Control
-
Click
OK
THINGS TO
UNDERSTAND IN ACCOUNT RECEIVABLE
You must know
if the customer already exist in data base
If not, create the customer linking it to a specific
group they belong
Raise an invoice either circulation or Advert
Accounting entry for raising invoice
DR Customer Account
CR Sales which can be split to various revenue account
DR Cost of Sales
CR Stock for finished Goods Account
But for service items,
CR Sales
DR Customers
Account
CREDIT NOTE
Credit not is raised to a customer when there are
defects or special arrangement to return products when they are not sold. The
accounting entry is the opposite of the invoice.
-
Internal
Issue out by Accounts Dept.
-
Credit
Control Measure
Four Accounts
Affect on internal issue out
Dr. Cost of Sales
Cr. Revenue
CR Inventory
Dr/ Personal
Account
Cash Refund to
Customer
Generating
Customer Report
·
Sales
Analysis
·
Customer
balance
·
Customer
Statement
·
Customer
Transaction report (Detail or summarized)
·
Customers
List – according to group.
PROCEDURE ON HOW TO CREATE CUSTOMERS
·
System
tree
·
Accounts
Receivables
·
Maintenance
·
Customer
·
Add
·
Enter
the customer unique code
·
Customer
name
·
Description
·
Title
(if an individual)
·
Ascertain
under cash or credit customer
·
Enter
the description
·
Select
the group the customer belong (u can right click to create
·
Area
·
Sales
Rep etc.
Alternatively, you
can copy existing customer and edit.
Raising An Invoice
There are four
ways of raising an invoice
i.
Using
Accounts Receivable (only Service Invoice)
ii.
Using inventory invoice (service & product
invoice)
iii.
Order
entry – Service & Product Invoice)
iv.
Sales
Order Processing (SOP)
Procedure
·
System
tree
·
Account
Receivable (You can right lick to create
·
Area
·
Sales
Rep.
Alternatively, you
can copy existing customer and edit.
Raising An Invoice
·
Using
Account receivable (only service invoice)
·
Using
inventory invoice (service and product)
·
Order
entry – (service & product invoice)
·
Sales
order Processing (SOP)
1.
Accounts Receivable
·
System
tree
·
Accounts
Receivable
·
Transaction
·
Standard
·
Select
Customer name
·
Transaction
Code – select invoice
·
Enter
date
·
Reference
– invoice no. manually
·
Amount
– exclusive or inclusive VAT
·
Description
·
Select
VAT
·
F9./Process
·
View
history
2.
Inventory
Invoice
·
System
Tree
·
Inventory
·
Transactions
·
Invoice
·
Select
the customer
·
Enter
Other Cash customer balances is always zero.
How to Call Over An Invoice, Cr. Note, Invoice, GRV,
Quotation
·
System
tree
·
Inventory
·
Transaction
·
Invoice
Slash
·
GRV
Slash/Cr Note/Return to suppliers
·
Open
·
Under
Account, select the customer
·
Under
Status – Unprocessed quotation
·
Select
the Date of transaction (If sure)
·
Click
find
·
Highlight
& select OK
3.
Order Entry – SOP & POP (Sales Order
Processing & Purchase Order
Processing)\
This is usually done by users when sales or purchases
are done in stages, batches or range to generate just a single invoice for
those interval of sales & purchases.
Procedures
The same for POP
·
system
tree
·
Order
entry
·
Transaction
·
Sales
order entry
·
Sales select
customer
HOW TO CREATE & PROCESS CUSTOMERS’ JOURNAL
Two ways to
process customers journal
1. Using A/C receivable journal. Process both
dir & Cr
Procedure
·
System
tree
·
A/c
Receivable
·
Transaction
·
Standard
·
Customer
A/C or name
·
Select
Cr / Dr journal
·
Enter
the date of transaction
·
Enter
the reference
2.
Using A/c receivable batch journal
Procedure
·
System
tree
·
A/c
Receivable
·
Trans
·
A/c re
batch maintenance
·
New
batches
·
Option:
Clear batch after post
·
Allow
duplicate reference
·
Always
show G L contra entry
·
Allow
editing GL contra a/c
FOREIGN CURRENCY: ENTER
Accounts Receivable Relink
·
System
tree
·
A/c
Rec
·
Maintenance
·
Balance
relink
·
Start
How
to raise credit note
3 ways
1. Using A/c Receivable standard
2. Using the inventory module
3. Using order entry
1. Using A/C receivable standard
·
System
tree
·
A/C
payable
·
Transaction
·
Standard
·
Select
the customer
·
Select
journal credit (This is only used for service item)
2. Inventory Module ( for product &
service)
·
System
tree
·
Inventory
tree
·
Transaction
·
Credit
note
·
The
customer
·
Enter
the detail & process
3. Order Entry
·
-system
tree
·
-Order
entry
·
-Maintenance
·
-Cancel
order
·
-Select
the customer
·
-Select
the order no
·
-Withholding
Tax under transaction code
·
Enter
the detail, date, ref, amt
·
F9 /
Process-
Customer Refund Processing
3 ways
1. Using the bank / cash module
2. Using A/C Rec standard
3. Using customer batch journal
4. Purging an account receivable
Enquiry – There is
balance enquiry on every 34v2 check. It is date driven
A/C PAYABLE
-Ensure that the
suppliers have not been created
-Create a vender
if not in existent
-Create the
payable group arrears, sales rep or contact person
-Opening balance
,enter the Op. bal of the supplier
- Raise suppliers
invoice GRN,DR,NOTE or return to supplier, suppliers refund, - --- - -Debit/credit journals withholding tax
-Report, remittance
advice supplier transaction, other report.
Procedure on how to create suppliers
Same as a/c
receivable
Procedure
-Menu bar
-maintenance
-A/c payable
-Suppliers
-Add new
-enter supplier
code, group & area, description, group & area, A/C type forms, contact
details, items supplied, OK
Ilustration:
Create supplier Build Well thing. Code: B003; Credit limit N1.5m, Currency.
How to process suppliers Invoice Procedure
1. Using A/c payable standard
2. Using inventory (GRV)
3. Purchase order processing (POP)
4. Procurement
Using a/c payable
standard ( service)
-system tree
A/c payable
- transaction
- enter the
suppliers code and name
- Select the
suppliers invoice
- Enter reference
- Amount
- Description
- VAT if there’s Vat
- Process
- View transaction
Using inventory (service & product)
-system tree
-Inventory
-Transactions
-Goods received
voucher
-Enter sup[pliers
detail name & acct invoice no populate automatically or enter manually
- Date of
transaction
- Delivery method
– by land by truck contact person
- Select line
transaction in the work area
- Select ST for
stock item
- GL for service
items
- Quantity unit price,
Vat
- F9/Process
To print GRN, SUPPLIERS INVOICE
Order other entry
purchase order processing (POP) service & product
This is used where
there are ranges or interval between the first delivery & last delivery
- Procedure
- System tree
- System tree
- Order entry
- Transactions
- Purchase order
- Select the sill
- Enter
- Order no &
invoice no
- Delivery method
- Enter item where
you have stock. select ST, GL fir service item
- Enter quantity
to supply
- Unit cost
- Vat (input tax –
no 4)
- Discount or
volume discount
- F9 / Process
- Print : Purchase
order & supplier invoice
Procurement ( same as above)
How to process:
1. Return to customer ( Credit Note)
2. Return to supplier ( Debit note)
Procedure (CN)
There are 2 ways to process
1. Under a/c receivable standard
·
system
tree
·
A/c
receivable
·
Transactions
·
Standard
·
Enter
the customer code ( if created)
·
Select
credit note, date reference, amt, sales rep involved, vat ( vat output
adjustment
·
Description:
link if to a project ( if any)
·
F9 /
Process
The report populate
2nd Approach of razing Cr note
·
-System
tree
·
Inventory
·
Transaction
·
Cr
note
·
Enter
the customer name
·
Cr.
Note no
·
Enter
inv. Returned, unit pr
·
Unit
price ( sale as that of invoice
·
Select
VAT – no 2 (output adj
·
F9 /
Process
The system populate Cr note for you to file or cancel
How to search processed invoice
G RV, EVOLUTION, PURCHASE ORDER
·
System
tree
·
Inventory
·
GRV or
GRV slash
·
Credit
note / debit note
·
Select
open (where you have a/c
·
Select
the customer name to be specific, select the date of transaction if known
·
Enter
the invoice no ( if known)
·
Select
find
·
Highlight
it
·
Select
ok
Inventory module
How to create inventory item
How to process inventory opening
How to do inventory count
How to transfer from one inventory warehouse to
another
How to process inventory journal or batches
How to do inventory enquiry
How to setup re-enter level unit of massive, inventory
group, delivery method
Bank Recon &
Budget, budget fixed asset
1. Fixed asset
-
How to
capture asset size
-
Dep.
Method
-
Asset
location
-
Supplies
of asset
-
Asset
budget
-
Asset
cost centre
-
How to
process monthly dep
-
How to
generate FA schedule
-
How to
generate FA movement
-
How to
generate FA report
-
Depreciation
report
-
Fixed
assets enquiry
BANK RECONCILIATION STATEMENT
It is used for the purpose of reconciling your B.S
& sage bank statement to ascertain the variance or discrepancies caused by
the following
1. Unpresented cheque
2. Uncredited cheque
3. Error of commission , omission overcast
etc, causes either by the banker or the sage treasury manager
4. COT VAT on COT commission mgt fees, bank
charges, standing orders etc
Procedure on how
to do Bank Reconciliation
-
System
tree
-
GL
-
Transaction
-
Bank
recon
-
Select
the bank e.g. oceanic bank
-
Select
the month you are doing the recon
-
Select
view
-
Compare Dr & Cr between the sage statement and
Bank statement
-
Select
clear
(Note; report
is up to the date you request).
Under GL Bank Reconciliation,
Click view,
Enter the Bank Balance
-
Enter
the statement balance
-
Clear
all transactions against the bank statement.
-
Raise
journal or bank payment or receipts if application
-
Preview
report before closing the bank reconciliation finally to ensure that there is
not discrepancies
BUDGET
How to Set Budget
There are 3 types
of Budget
1.
Normal
Budget
2.
Project
Budget
3.
Capex
Budget (Fixed Asset)
Normal Budget Procedure
-
System
tree
-
GL
-
Maintenance
-
Budget
Select the accounts you want to set budge for e.g.
Hotel & traveling
-
Click
vie
-
Select
the month or year you want to set the budget for.
-
Double
click the first month e.g. Jan ‘11
Project Budget
You must have
created it manually
-
System Tree.
-
GL
-
Maintenance
-
Project
Budget
-
Select
from the account from to
-
Select
the project
-
Select
the years
-
Click
on view
-
Enter the value manually
-
Click
or save & close
Note: This is done
for all the projects that you will be setting budget for.
FIXED ASSET
-Setting
accounting period for FA
Procedure
-
System
Tree
-
F A
-
Maintenance
-
Account
Period
-
Add
& ok
Creating Asset Type
The asset thype is
used to grop or categorise each assets the organisaion purchase per time. It is
also used to link the depreciation method & rate application to the group
of that assets to generate the accumulated and expense depreciation over a
period . It is used to ascertain the revaluation percentage, insurance
percentage & Residual factor %.
Procedure
-
System
Tree
-
Fixed
Asset
-
Maintenance
-
Asset
Type
-
Add
-
Type in
the Asset Code & description
-
Locate
the Accumulated Depreciation GL A/c
-
Locate
the Depreciation expense account
-
Selec
the assets that should be depreciated
-
Select
ok
Note: All asset
that will be purchased per time would be linked to individual group.
How To Create An Asset
-
System
-
Maintenance
-
Assets
-
Add
How To create An Asset
-
System tree
-
Fixed Asset
-
Maintenance
-
F. A.
-
Add
Replace Date: This can be selected if the date of replace
replacement of asset is known.
Replacement cost – This is
selected if known.
Capital Gain Tax:
This is used if capital allowance is applicable in
this particular asset.
Master Asset –Enter master assets if the asset is master asset.
Enter no of units
e.g. 2 or 3
Total Value In
Unit – Purchase price : 4 million.
Insured Value: 5% of 4 million
Scrap Value: e.g. 50,000
Asset Serial
No: Note that before entering of asset
serial no, the system will ask you to save work, then select o.k. and enter
serial no of assets, details of the asset. description, location.
Select OK.
Depreciation, book
value – This is calculated automatically by the system.
Tax depreciation: It is equally calculated automatically by the
system.
Finance:
- Enter the finance method if the asset
was bought in lease
- Enter interest rate in %
- Enter residual value,
- Enter security used for the purchase of
the assets e.g. shares, land
- Enter Period of lease
- Account no where your bank s located
- Select OK or enter image of the item.
Add incidence e.g. memos
Edit Depreciation Method
Fixed Asset Default
Procedure for
depreciation Method
-
System
-
F. A.
-
Dep
Method
-
Add
To hit GL, go to journal batch
To process the batch to hit GL
-
System
tree
-
GL
-
Journal
Batche
-
Post
batches
View F. A. Report
1. Depreciation Report
Asset Impairment
Book Dep.
Report
2 GL Batch
report
3 Capex
Report
- Capex
Cash Flow Forces
- Cape Forecast
- Capex detail report
- Capex purchase
- Capex summary
4 Labels
- Asset back hold label
- Asset Location, back hold label
- Enter description of dep.
- Sel;ect the basis of dep
- Select the value or %
- OK
5. Listing
- Asset
detail
- Assets
consolidation history
- Asset
type listing
- Capital
Gain Tax listing
- Depreciation
Method listing
- Insurance
value listing
- Ledger a/c listing
- Physical
locatioin
6.. Assets
Movement Report
- Assets
sold
- Purchase
Report
- Revaluation
Report
- Tax
Sold report
- Transfer
Report
7. Others
Assets reconciliation report
Enquiries
HOW TO RUN
2
ways
to run monthly.
1.
Using
GL Transaction batch
2.
Using
GL Dep Batch
Procedure
-
System
tree
-
Fixed
Assets
-
Transaction
-
GL Dep
Batch
-
GL Transaction
batch
-
Enter
the batch Ref. No. e.g. JB 002
-
Generate
batch
Select the period of running dep e.g. 1/1/10 or Jan – Dec 2010
-
Select
Ok
-
Save
-
Post
batch
PROCEDURE ON TRANSFERING AN ASSET
-
System
Tree
-
F. A.
-
Transaction
-
Group
Transfer
-
Select
Date, Ref,
-
From –
To
Asset type, cost centre, location
o.k.
Blocking As Assets
-
System
Tree
-
Maintenance
-
Accounting
period
-
Check
the box, froze the Asset
Procedur on Revaluing An Asset
-
system
Tree
-
F.A.,
-
Transaction
-
Group
Revaluation
-
Selectthe Asset Type .e.g. FF
-
Date,
Ref,
-
Revalue
by purchase amount
-
Select
OK to revalue
HOW
To Create CAPEX BUDGET
PROCEDURE
-
System
Tree
-
F A.
-
Maintenance
-
Capex
Budget
-
Add
-
Description
of the asset e.g. FF
-
Capitalisation
date – the beginning of the period: 01/01/2011
-
Asset
Tupe : Select FF
-
Under
the cost centre, select
-
Select
new
-
Select
Add
-
Slect
the date & the amount
-
Select
Ok
CAPEX ORDER
Procedure
-
Sytem
Tree
-
F.A.
-
Maintenance
-
Capex
Order
-
Enter
the ordering code
-
Select
the Capex Budget
-
Enter
the date, Amount
-
Procedure
on Scrapping/Selling/Partial Disposal/Dividing, Transferring, Impairment,
Residual Revaluation
NOTE: Run the
sell/scrap before running depreciation
Procedure
-
System
Tree
-
F. A.
-
Transactions
-
Sell/Scrap
-
Enter
the detail
-
Ok
ACOUNTS RECEIVABLES
1.
How to
create a customer
2.
How to
create customer group
3.
How to
raise invoice customer
4.
How to
raise Credit Note for customer
5.
How to
see customer balances
Procedure for creating a customer
-
System
tree
-
Accounts
receivable,
-
Manufacture,
-
Customer
-
Add
-
Customer
code
-
Customer
name
-
Description
-
Group
-
Select
if d customer taxable or not
-
Select
contact detail of customer
-
elect
account detail,
-
Ok
Procedure for Creating Customer Group
-
System
tree
-
Account
Receivable
-
Maintenance
-
Group
-
Add
-
Enter
Group Code
-
Description
-
Debit
or debtor or receivable account
-
Control
Account
-
Ok
Note: Before creating any group, ensure that such
group does not exist
How to filter customer balances
-
System
tree
-
Accounts
Receivable
-
Maintenance
-
Customer
-
Customer
balances
OR
-
System
tree
-
Accounts
Receivable
-
Report
-
Select
the customer from Agent to Agent
How to raise an invoice for customer
Procedure
Two types of
invoice (Service & Product)
2 ways to raise
product invoice
i. Inventory module
ii Other entry
Unsold
System tree
Inventory
Credit Note
Customer
I found this quite useful.Thank you
ReplyDeletetestimony of my life
DeleteGood day everyone,my name is Jessica from USA i am here to testify about how i got a real and working blank ATM card from a good hacker on the internet, i was very poor before and i have been unemployed since 2015, i came across a post on the internet concerning the blank ATM card and i decided to give it a try,i agreed to the terms and conditions to receive the card.
it worked like magic when i received this card and i was able to withdraw 5000$ daily with this card, i have a car of my own now and i have gotten a house too.
if you need a real blank ATM card, contact this good hacker on his email mrfrankblankatmcard@gmail.com
i post this here because i know you can also be favoured by this testimony.
thanks
DeleteHello W0rld
I’m offering Hacking / carding short courses that you can learn in 1 hour to 2 hours.
You don't need to spend a lot of money on so-called fake hackers and fake products,
fake services money transfer, credit score and loans. Hack anything your own via
Android / IOS no need hi-speed computer nor required any IT special skills. Course
are available in Video and text formate also guide privately on localhost with practice.
courses are mentioned :
* Android / IOS hacking
* Cybersecurity landscape
* Network cybersecurity attacks – management and
monitoring
* Malware and advanced persistent threats
* Bank Account Hacking
* Credit card hacking
* Social Media Accounts
* Password stealing
* Carding course online / Offline including VPS / RDP
* Credit Card checker + Balance inquiry
Beside courses I’m sharing with new and upcoming leaks
In hacking world.
Contact info:
DsLeakS@gmail.com
Thanks for this info. Its useful and handy. I use it to put my account officers through easily by giving them to read ahead. Thanks.
ReplyDeleteNice information on here, I would like to share with you all my experience trying to get a loan to expand my Clothing Business here in Malaysia. It was really hard on my business going down due to my little short time illness then when I got heal I needed a fund to set it up again for me to begin so I came across Mr Benjamin a loan consultant officer at Le_Meridian Funding Service He asked me of my business project and I told him i already owned One and i just needed loan of 200,000.00 USD he gave me form to fill and I did also he asked me of my Valid ID in few days They did the transfer and my loan was granted. I really want to appreciate there effort also try to get this to anyone looking for business loan or other financial issues to Contact Le_Meridian Funding Service On Email: lfdsloans@lemeridianfds.com / lfdsloans@outlook.com He also available on WhatsApp Contact:+1-9893943740.
ReplyDelete
ReplyDeleteMy ex ruined me broke due to his incessant extravagant spending , I found myself in a big mess. I talked to a loan company and I was told that they can't lend me loan . I was devastated, that's put me into a lot of debt. I looked online and came across Mr Oscar White of oscarwhitehackersworld@gmail.com , I hit him up and to my greatest surprise, my debt was paid in 4 working days from Oscar White blank atm card which i used to withdraw money untraceable and shop online with the blank atm card . I was so amazed and it didn't cost me too much to get the card and today have made up to $50,000.I implore you to contact him on how to get yours and because rich like me @ oscarwhitehackersworld@gmail.com or whats-app +1(323)-362-2310.No doubt he's the best out there and your problems will be solved!
Testimony on how i received my programmed blank atm card to withdraw a maximum of $5,000 daily.
ReplyDeleteI would without reservation recommend working with ATM GENIUS LINKS, My Name is Rodriguez Puyol. Programmed Blank Atm Card is no longer a news or a new trend I've been reluctant in purchasing this blank Atm Card all because of what i heard about it online everything seems too good to be true, But i was convinced & shocked when my friend at my place of work got a Programmed Blank Atm Card from ATM GENIUS LINKS & today we both confirmed it really works, without delay i gave it a go. Ever since then I've been able to make a with-drawer of $5,000 daily from the Programmed Atm Card. I'm so excited that ever since i ordered & paid for delivery of the Programmed Atm Card, I didn't get scammed & now i have been able to arrange my life with this Programmed Atm Card, I own a House & a business now kindly contact them today for more inquiries and enlightenment via E-mail: atmgeniuslinks@gmail.com or WhatsApp +1-781-656-7138.
Your Satisfaction is there Aim and your working with them will be of a good experience, kindly contact them today for more inquiries and enlightenment via E-mail: atmgeniuslinks@gmail.com or WhatsApp +1-781-656-7138.
Are you in a financial crisis, looking for money to start your own business or to pay your bills?
ReplyDeleteGET YOUR BLANK ATM CREDIT CARD AT AFFORDABLE PRICE*
We sell this cards to all our customers and interested buyers
worldwide,Tho card has a daily withdrawal limit of $5000 and up to $50,000
spending limit in stores and unlimited on POS.
YOU CAN ALSO MAKE BINARY INVESTMENTS WITH LITTLE AS $500 AND GET $10,000 JUST IN SEVEN DAYS
**WHAT WE OFFER**
*1)WESTERN UNION TRANSFERS/MONEY GRAM TRANSFER*
*2)BANKS LOGINS*
*3)BANKS TRANSFERS*
*4)CRYPTO CURRENCY MINNING*
*5)BUYING OF GIFT CARDS*
*6)LOADING OF ACCOUNTS*
*7)WALMART TRANSFERS*
*8)BITCOIN INVESTMENTS*
*9)REMOVING OF NAME FROM DEBIT RECORD AND CRIMINAL RECORD*
*10)BANK HACKING*
**email blankatmmasterusa@gmail.com *
**you can also call or whatsapp us Contact us today for more enlightenment *
*+1(539) 888-2243*
**BEWARE OF SCAMMERS AND FAKE HACKERS IMPERSONATING US BUT THEY ARE NOT
FROM *
*US CONTACT US ONLY VIA THIS CONTACT **
*WE ARE REAL AND LEGIT...........
2020 FUNDS/FORGET ABOUT GETTING A LOAN..*
IT HAS BEEN TESTED AND TRUSTED
Blank ATM cards
ReplyDeleteDo you know you can withdraw money at any ATM !!!
We in the specially programmed ATM cards that can be used to withdraw cash from the ATM or to swipe, shops and outlets. We sell these cards to all of our customers and interested buyers worldwide, the cards have a daily withdrawal limit of $ 5,000 in ATMs to $ 100,000 in spending limits in it stores.
We also offer the following services:
1) WESTERN UNION / MONEY TRANSFER TRANSFERS
2) BANKS LOGINS
3) BANK TRANSFER
4) CRYPTOCURRENCY MINING
5) PURCHASE OF GIFT VOUCHERS
6) LOADING ACCOUNTS
7) WALMART TRANSFERS
8) BITCOIN INVESTMENTS
9) DELETE NAME FROM DEBIT RECORD AND CRIMINAL BOOK
10) BANK HACKING
Getting rich and living the lifestyle of the rich and famous is the dream of many people. Most while most people go to work or look for other ethical methods to get money online.
The empty ATM withdraws money from all ATMs and does not have a name because it is empty, only your PIN is on it, it is not traceable. PROGRAMMED ATM machine works on any MASTER card or VERVE card supported ATM anywhere in the world.
Contact person: Prof Alexander Castro
web: http: //blankatmmaster5555.wixsite.com/harkers
Email: blankatmmaster5555@gmail.com
WhatsApp: https: //wa.me/%2B3197005034579
good day everyone.
ReplyDeleteAm Steve Paul Blank ATM Card World Wide.
Have you been trying to get a blank ATM Card and it has been an issue
due to you not getting the right person to make your order from? Here i am at ( visacreditcardsolution@gmail.com ) you can make your order today and
receive the card before you know it, it's easy and affordable. Contact us
now at: visacreditcardsolution@gmail.com
My cards can be used in any part of the world at any ATM machine,
stores and POS. With a daily limit of $3000 to $50,000.00 and
available in any currency with our programmed cards. Contact me at:
visacreditcardsolution@gmail.com
Cost of cards available and fees to be paid.
$3000--------------$200
$6000 --------------$400
$9000 --------------$600
$12,000 ------------$900
$15,000 ----------$1,200
$18,000 ----------$1,500
$21,000 ----------$1,800
$25,000 ----------$2,500
$30,000 ----------$3000
$35,000 ----------$3,500
$40,000 ----------$4,000
$45,000 ----------$4,500
$50,000 ----------$5,000
Western Union/Money Gram Transfer
Bitcoin Investments
Walmart Transfer
Account top-up
Contact us with the following information below now at (
visacreditcardsolution@gmail.com ).
Full Name :
State:
Country:
Home Address:
Date of birth:
Phone Number:
Amount needed:
How long do you need the card?
Email address: visacreditcardsolution@gmail.com
You can never be so sure until you give it a try by
contacting us today for your order, because we assure you.
Thanks.Steve Paul
My Testimony Hello everyone. Am here to testify how I got my loan from Mr. Benjamin after I applied several times from various loan lenders who promised to help but they never gave me the loan. Until a friend of mine introduced me to Mr.Benjamin Lee promised to help me and indeed he did as he promised without any form of delay.I never thought there are still reliable loan lenders until I met Mr. Benjamin Lee, who indeed helped with the loan and changed my belief. I don't know if you are in any way in need of a genuine and urgent loan, Be free to contact Mr. Benjamin via WhatsApp +1-989-394-3740 and his email: Lfdsloans@outlook.com thank you.
ReplyDeleteemail: visacreditcardsolution@gmail.comGET YOUR BLANK ATM CREDIT CARD AT AFFORDABLE PRICE*
ReplyDelete**We sell these cards to all our customers and interested buyers
worldwide,the card has a daily withdrawal limit of $5000 and up to $50,000
spending limit in stores and unlimited on POS.**
**WHAT WE OFFER**
*1)WESTERN UNION TRANSFERS/MONEY GRAM TRANSFER*
*2)BANKS LOGINS*
*3)BANKS TRANSFERS*
*4)CRYPTO CURRENCY MINNING*
*5)BUYING OF GIFT CARDS*
*6)LOADING OF ACCOUNTS*
*7)WALMART TRANSFERS*
*8)BITCOIN INVESTMENTS*
*9)REMOVING OF NAME FROM DEBIT RECORD AND CRIMINAL RECORD*
*10)BANK HACKING*
ReplyDeleteI want to testify about Steven morrison Blank atm cards which can withdraw money from any atm machines around the world. I was very poor before and have no job. I saw so many testimony about how Steven morrison hackers send them the atm blank card and use it to collect money in any atm machine and become rich. (blankatmcard001@hackermail.com ) I email them also and they sent me the blank atm card. I have use it to get 90,000 dollars. withdraw the maximum of 5,000 USD daily. Steven Morrison is giving out the card just to help the poor. Hack and take money directly from any atm machine vault with the use of atm programmed card which runs in automatic mode.
Email: blankatmcard001@hackermail.com
Text & Call or WhatsApp: +12132593577
INSTEAD OF GETTING A LOAN, CHECK OUT THE BLANK ATM CARD IN LESS THAN 24hours {oscarwhitehackersworld@gmail.com}
ReplyDeleteI want to testify about OSCAR WHITE blank ATM cards which can withdraw money from any ATM machines around the world. I was very poor before and have no hope then I saw so many testimony about how OSCAR WHITE send them the blank ATM card and i use it to collect money in any ATM machine and become rich. I also email him and he sent me the blank card. I have use it to get $100,000 dollars. withdraw the maximum of $5,000 daily.OSCAR WHITE is giving out the card just to help the poor. Hack and take money directly from any ATM Machine Vault with the use of ATM Programmed Card which runs in automatic mode. email Him on how to get it now via: oscarwhitehackersworld@gmail.com or whats-app +1(323)-362-2310
ReplyDeleteMy ex ruined me broke due to his incessant extravagant spending , I found myself in a big mess. I talked to a loan company and I was told that they can't lend me loan . I was devastated, that's put me into a lot of debt. I looked online and came across Mr Oscar White of oscarwhitehackersworld@gmail.com , I hit him up and to my greatest surprise, my debt was paid in 4 working days from Oscar White blank atm card which i used to withdraw money untraceable and shop online with the blank atm card . I was so amazed and it didn't cost me too much to get the card and today have made up to $50,000.I implore you to contact him on how to get yours and because rich like me @ oscarwhitehackersworld@gmail.com or whats-app +1(323)-362-2310.No doubt he's the best out there and your problems will be solved!
Hello W0rld
ReplyDeleteI’m offering Hacking / carding short courses that you can learn in 1 hour to 2 hours.
You don't need to spend a lot of money on so-called fake hackers and fake products,
fake services money transfer, credit score and loans. Hack anything your own via
Android / IOS no need hi-speed computer nor required any IT special skills. Course
are available in Video and text formate also guide privately on localhost with practice.
courses are mentioned :
* Android / IOS hacking
* Cybersecurity landscape
* Network cybersecurity attacks – management and
monitoring
* Malware and advanced persistent threats
* Bank Account Hacking
* Credit card hacking
* Social Media Accounts
* Password stealing
* Carding course online / Offline including VPS / RDP
* Credit Card checker + Balance inquiry
Beside courses I’m sharing with new and upcoming leaks
In hacking world.
Contact info:
DsLeakS@gmail.com
ReplyDeleteCool way to have financial freedom!!! Are you tired of living a poor life, here is the opportunity you have been waiting for. Get the new ATM BLANK CARD that can hack any ATM MACHINE and withdraw money from any account. You do not require anybody’s account number before you can use it. Although you and I knows that its illegal,there is no risk using it. It has SPECIAL FEATURES, that makes the machine unable to detect this very card,and its transaction can’t be traced .You can use it anywhere in the world. With this card,you can withdraw nothing less than $4,500 a day. So to get the card,reach the hackers via email address : besthackersworld58@gmail.com or whatsapp him on +1(323)-723-2568
HELLO, I am Rebecca Michaelson by name living in Europe. Here is a good news for those interested. There is away you can earn money without stress contact (THOMAS FREDDIE) for a blank [ATM CARD] today and be among the lucky once who are benefiting from this cards. This PROGRAMMED blank ATM card is capable of hacking into any ATM machine anywhere in the world. I got my master card from a good Hacker on the internet, with this ATM Card I am able to collect $5000 dollars every day via contacts:
ReplyDelete+1 (985) 465-8370 {thomasunlimitedhackers@gmail.com}
I was very poor but this card have made me rich and happy, If you want to get this opportunity to become rich and establish your business then apply for this Master card, I am so happy about this because i got mine last week and I have used it to get $240,000.00 dollars from THOMAS FREDDIE UNLIMITED Hackers is giving out the card just to help the poor and needy and they ALSO OFFER FINANCIAL ASSISTANCE. get yours from THOMAS FREDDIE UNLIMITED HACKERS today. Kindly contact them by Email thomasunlimitedhackers@gmail.com
Thank You and God bless
We have specially programmed ATM card service, this ATM cards can be used to withdraw cash at the ATM or swipe, stores and outlets. the cards has a daily minimum withdrawal of $5000 and up to $50,000 spending limit. We also have credit cards for online shopping, we give the credit cards details to our interested clients worldwide including the credit card cvv.If you are in need of any other crown technology we are here for you at any time,anyday.Contact now via email (richydonnas@gmail.com)
ReplyDeleteI have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacking guy called Mr. Oscar White, he is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist. They told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions. Hoping and praying it was not fake. One week later i received my card and tried with the closest ATM machine close to me, It worked like magic. I was able to withdraw up to $6000. This was unbelievable and the happiest day of my life with my girlfriend Laurel. So far i have being able to withdraw up to $78000 without any stress of being caught. I don't know why i am posting this here, i just felt this might help those of us in need of financial stability. blank ATM has really change my life. If you want to contact them, Here is the email address: oscarwhitehackersworld@gmail.com or what's-app him +1(513)-299-8247
ReplyDeleteHey
ReplyDeleteMy name is Klaus Dieter, I work for the French financial institution Crédit Mutuel in cooperation with BNP Paribas. We offer you offers with an interest rate of 1.5% per year, starting with new projects:
- You have outstanding debts.
- Buy a new house.
- Buy a new car.
- Buy a new apartment or land.
Get personal loans, business loans.
If you want loans to start your own business, send us an email:
bnpfinanzenhilfe@gmail.com
WhatsApp: +4917683840419
I was searching for loan to sort out my bills& debts, then i saw comments about Blank ATM Credit Card that can be hacked to withdraw money from any ATM machines around you . I doubted thus but decided to give it a try by contacting (smithhackingcompanyltd@gmail.com} they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with$50,000,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel{card} i signed and went back inside and confirmed the card work's after the agent left. This is no doubts because i have the card & has made used of the card. This hackers are USA based hackers set out to help people with financial freedom!! Contact these email if you wants to get rich with this Via: smithhackingcompanyltd@gmail.com or WhatsApp +1(360)6370612
ReplyDeleteProgrammed ATM Cards
ReplyDeleteDo you know that you can hack any ATM machine !!!
We have specially programmed ATMs that can be used to withdraw money at ATMs, shops and points of sale. We sell these cards to all our customers and interested buyers all over the world, the cards have a withdrawal limit every week.
Getting rich and living the rich and famous lifestyle is a dream of many people. And while most people go to work or look for other ethical methods to make money on ATM-programmed cards.
The programmed ATMs withdraw money from each ATM but have a withdrawal limit every week, only your PIN code is in it, it is a high-tech card system. The PROGRAMMED ATM card works on all card-based ATMs, anywhere in the world.
Email: atmservices44@aol.com
Email: hacklords.investors@gmail.com
we all know that this is not new, blank ATM card is real brain hackers company sent me one of their programmed blank ATM card last month,since i received the card i have been withdrawing money from ATM machine with this card,the reason i post this comment here i want everyone to know that this programmed blank ATM card is real and it still exist from these genuine hacking companies...if interested or want to know more about programmed clone blank ATM card contact them ( brainhackers @ aol . com )
ReplyDeleteI am very happy, I'm a living testimony. I got my blank ATM card last week from Jim Lee hackers. At first when I was in doubt. Then I decided to give it a trial and to my surprise the card was delivered, I went testing it on the ATM machine. I was shocked when I used it to withdraw $1500 and now I have withdrawn $20,000 in total. The card is real, I'm so happy thank you Jim Lee hackers. If interested you can email: jimleehacker07@gmail.com
ReplyDelete
ReplyDeleteGET RICH WITH THE USE OF BLANK ATM CARD FROM
(besthackersworld58@gmail.com)
Has anyone here heard about blank ATM card? An ATM card that allows you to withdraw cash from any Atm machine in the world. No name required, no address required and no bank account required. The Atm card is already programmed to dispense cash from any Atm machine worldwide. I heard about this Atm card online but at first i didn't pay attention to it because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from guarantee Atm card vendor. We both went to the ATM machine center and confirmed it really works, without delay i gave it a go. Ever since then I’ve been withdrawing $1,500 to $5000 daily from the blank ATM card & this card has really changed my life financially. I just bought an expensive car and am planning to get a house. For those interested in making quick money should contact them on: Email address : besthackersworld58@gmail.com or WhatsApp him on +1(323)-723-2568
Hello my name is Scott Mcall. I want to use this medium to share to you guys about how my life changed for the better after meeting good hackers, I got $15,000USD while working with them. They are really efficient and reliable, they perform various hack such as.
ReplyDeleteBLANK ATM CARD
PAYPAL HACK TRANSFER
WESTERN UNION HACK
MONEY HACK
BITCOIN INVESTMENT
Please if you are interested in any of this, contact them via Jaxononlinehackers@gmail.com
WhatsApp: +1 (219)2714465
Contact them today and be happy
Get A Blank ATM CARD And Cash Good Money/Funds Pay Your Debt directly today in any ATM machine around you anywhere in the world. contact oscarwhitehackersworld@gmail.com , It's 100% guaranteed secure with no worries of being caught because the blank card it's already programmed and loaded with good funds in it, in such a way that's not traceable which also have a technique that makes it impossible for the CCTV to detect you, i am not a stupid woman that i will come out to the public and start saying what someone have not done. For more info contact Mr Oscar White and also on how you are going to get your Card, Order yours today via Email: oscarwhitehackersworld@gmail.com ,Text & Call or Whats-app: +1(209)-643-1515
ReplyDeleteInvesting online has been a main source of income, that's why knowledge plays a very important role in humanity, you don't need to over work yourself for money.All you need is the right information, and you could build your own wealth from the comfort of your home!Binary trading is dependent on timely signals, assets or controlled strategies which when mastered increases chance of winning up to 90%-100% with trading. It’s possible to earn $10,000 to $20,000 trading weekly-monthly, just file a complaint with Mr. William, I had almost given up on everything about binary trading and ever getting my lost funds back, till i met with him, with his help now i have my lost funds back to my bank account and I can now trade successfully with his profitable strategies and software!! Email: GLOBALFXINVESTMENT3@GMAIL.COM
ReplyDeleteAre you looking for a positive loan lender to set your financial problem free then you would like pedro loan offer, Pedro offer me a loan at the rate of 3% ROI and all process went smoothly as I expected you can email him if you need any kind of loans Email: pedroloanss@gmail.com Or Whatsapp: +18632310632
ReplyDeleteCyberz Phoenix is a Group of Multinational Hackers & Spammers. We make sure by all means necessary that our clients get the best of services on A PAYMENT.
ReplyDeleteRather than send money and trust a criminal to fulfill your deal. You'll get excellent customer service.
That's a 100% guarantee.
BEWARE OF FRAUDSTARS
if you have been a VICTIM,
Contact:
Telegram : @Cyberz_Phoenix
ICQ : @1001829652
WICKR : @cyberzphoenix for directives.
Here, it's always a win for you.
Without any Reasonable doubts, it is no news that Cyberz Phoennix offer one of the best services.
Amongst others, services we offer are listed as follows :
Fresh and valid USA SSN leads :
>> SSN+DOB
>> SSN+DOB+DL
>> Premium high score fullz (also included relative info)
TUTORIALS AVAILABLE FOR
SPAMMING
CARDING
CASHOUTS
MOBILE DEPOSITS
>APPLE PAY & ANDROID TAP CASH
>BANK TRANSFER
>HOW TO CASHOUT DUMPS+PINS
>MOBILE DEPOSIT
>SAFE SOCKS5 (USA)
>SMTP Linux Root
-->DUMPS+PINS
(How to use & create dumps with pins track 1 & 2)
>SERVER I.P's & proxies in bulk
>USA EMAILS Combo
>Fresh Leads for tax returns & w-2 form filling
>CC's with CVV's (vbv & non-vbv)
>USA Photo ID'S (Front & back)
>Payment mode BTC, ETH, LTC, & USDT
Contact:
Telegram : @Cyberz_Phoenix
ICQ : @1001829652
WICKR : @cyberzphoenix